Products

At ADM, we offer 2 basic products to our customers.  Each of these products are highly customizable for YOUR particular credit situation.  Call us TODAY for your FREE Debt Analysis!

Complete Credit Restoration Program With Credit Wizard©
This program is our most comprehensive and most popular.  The ADM Complete Credit Restoration Program will step you through the entire Three-Tier process of Credit Repair, Debt Negotiation and Credit Restoration.

This program can either be accomplished through a monthly-savings program, or can be used with a debt consolidation loan to settle your debts all at once.

Here is a short list of the services that this Program provides:

  1. Notice is sent to your creditors that you have enrolled in our Program.  This will help to stop the harassing collection calls and letters.  Unlike other companies, these letters are sent IMMEDIATELY upon your enrollment in our program.  We do everything we can to stop the collection calls as quickly as possible.
  2. We negotiate a better interest rate and/or repayment terms with your current creditors.  We make it easy to keep up with your current payments!
  3. We have any derogatory items that should LEGALLY be off your credit report removed.  We also make sure that the items that SHOULD be on your credit report are reporting properly.
  4. We negotiate settlements with your creditors on your older, past-due debts.  This will substantially reduce the total amount of debt that you owe.
  5. We make sure that your credit report is updated correctly with the new, PAID status of your older debts upon their settlement by our program.  Most companies neglect this step and leave your credit report in as bad a shape as when you enrolled.  We take pride in handing you a completely CLEAN credit report upon your completion of our program.

Credit Wizard© Program
Have you already paid your bills, but the collection items are still showing on your credit report?  Do you have "bad" marks on your credit, and you have no idea what they are?  Are the same accounts reporting multiple times on your report, dragging down your credit score?  If so, we can help!

Sure, you can do the work yourself, but why not leave it to the Credit Experts?  We have years of experience in credit issues and can clean your credit FAST!  In most situations, we can have your report clean of improperly reported items within 30 days!

We GUARANTEE our work!  If we cannot improve your credit report and score, we will REFUND our fee, no questions asked!

 

Having Trouble Deciding On A Program?

  • The Complete Credit Restoration Program is primarily meant for those consumers who have outstanding unsecure debt that needs to be settled.
  • The Credit Wizard© Program is meant for those consumers that have either paid their debt, or have multiple erroneous items listed on their credit report.

Need to order your credit report?  Don't pay for it!  Go to www.annualcreditreport.com and order your FREE credit reports today!

BEWARE of companies that promise to clean your credit report of ALL derogatory items.  The only items that can LEGALLY be removed are items that are improperly reported.  If a derogatory item is reported on your credit report properly, there is not a way to legally remove the item.  Improperly disputing a true and correct credit item is against the law.  If a company is breaking the law to clean your credit report, who's to say that they're going to treat YOU ethically?

BEWARE of companies that have you save your settlement funds in your own bank account.   These companies don't care how much you save, just that you continue to pay them their monthly account maintenance fees for doing nothing...  Let your Debt Settlement company place your monthly savings in Trust.  This will keep your money safe from your creditors while you are saving for settlements.

BEWARE of companies that will not give you details of their services before you commit to signing up with them.  You can access a copy of our current Agreement here.  Read it over and make sure that we are the company for you.  I challenge you to find another Debt Settlement company that is willing to provide their Agreement to you on their website.